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Past performance is not indicative of future returns. .

For many years, we have been working together with investment consultants to make the best use of our money. The accuracy and consistency of their information have always been in question, but we never cared for it much till the time we began having decisions. And now that applications is now taking over the world, we do have choices that are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor which manages more than $2 billion in 93,000 accounts. To the management of the asset, the company uses index funds and an automated allocation program on the basis of an investors risk tolerance and time interval. It helps individuals to have better control on their wealth and to grow it with the assistance of advanced technology.

Wealthfront: Wealthfront is the worlds largest automated investment service with over $2.5 billion in client assets. It manages a searchable, continually rebalanced portfolio of index funds on the consumers behalf at a really low cost and in an extremely tax-efficient manner. It does not charge fees on the first $10,000 and charges only 0.25percent annually on resources in excess of $10,000.

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Now, they are raising the bar by lowering the minimum amount necessary to open a Wealthfront account to just $500. .

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Motif Investing: Motif Investing, a Silicon Valley-based company, is an online broker which permits investors to invest in stock and bond portfolios constructed around regular suggestions and broad economic trends, and produce customized motifs. The company has developed a unique financial product called motifs which works like low-cost exchange-traded funds.

Until now, the company has raised $126.5 Million in six Rounds of funding. Investors include Foundation Capital, Goldman Sachs, Ignition Partners and Norwest Venture Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management solutions to the middle course. Unlike other services which target typically tech-savvy and wealthier users, the typical FutureAdvisor client has roughly $100,000 to invest and has multiple accounts with different institutions. In some ways, FutureAdvisors service is similar to other offerings on the market; it utilizes algorithms to maximize the portfolio for a potential customer.

Should a customer want FutureAdvisor to really execute an investment strategy, the company can accomplish that. .

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Personal Capital: The companys service combines free tools that collect and analyze all of the investor's financial data using a financial advisor to help manage and grow his investments. The company has managed over $800 see this million invested by clients. The companys services are used by over 600,000 Americans to monitor $100 billionin accounts on the free software. .

Hedgeable: Founded in 2009, the company automates sophisticated investing for busy professionals in less than five minutes with no minimum investment required. It brings the wealth management services of the ultra-high value to the masses. It has developed several proprietary systems to provide services which were formerly only available to this ultra-high net value, like risk management, hedging, bitcoin investing, influence investing and personal equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company provides an online investment service thats intelligent, simple and fair. Until now, the company has received $37.3 million in two rounds of funding.

Wealth Horizon: A low-cost online service, Wealth Horizon offers investors investment advice starting from as little as 12.50. The company is targeting Investors that fall into the so Visit Website called information gap(people who dont want to pay the high cost for a financial advisors expertise).

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Swanest: Based from London, Swanest is an online automated wealth manager using smart technology to build and manage custom-fit investment plans.   The company helps their clients to reach their future financial objectives.

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MoneyFarm: MoneyFarm, the only online financial adviser in Italy, supplies first-class investment advisory to both small savers through a scalable, UX-driven, enjoyable and hassle-free platform. The companys clients are able to build build their portfolio using MoneyFarms asset allocation recommendations, manage it through time and execute all of the transactions in a very simple and efficient manner. .

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